Senior Life Navigator is a Health Insurance Agency that specializes in the Medicare Senior Market. The agency helps clients understand their health insurance options, compare different plans, and choose the best coverage based on their needs and budget. We work with multiple insurance companies to offer a range of Medicare Advantage (Part C), Medicare Supplement (Medigap), and Medicare Part D (Prescription drug) plans. In addition to Health Insurance, we also offer supplemental plans to that complement your main health insurance. Products offered:

  • Dental, Vision and Hearing plans

  • Cancer/Heart Attack/Stroke plans

  • Hospital Indemnity

Medicare Advantage Open Enrollment

January 1st to March 31st

During this time, if you’re already enrolled in a Medicare Advantage plan, you have the opportunity to switch to a different Medicare Advantage plan or return to Original Medicare and join a separate Medicare drug plan.

Medicare Changes in 2025

Some Key Updates:

1. Out-of-Pocket drug cost cap: Starting in 2025 there will be a cap of $2,000 on out-of-pocket prescription drug costs for Medicare Part D. This aims to make medications more affordable for beneficiaries.

2. Elimination of the “Donut Hole”: The infamous coverage gap “donut hole,” in Medicare Part D will be eliminated.

3. There will be a new payment plan to help pay for the cost of medication. The payment plan spread out into a 12 month payment plan.


When my dad was planning for his retirement. We didn’t know where to begin, Pam helped us understand the Medicare World. She was very patient, honest and knowledgeable.
— Michelle M.